SIMPLICITY
Happiness is not found outside of you.. It doesn'tcome from cars, clothes, cash, or Caribbean cruises. Happiness isfound within. But how can you find it if you don't have thesimplicity of time and space to discover the most important things inyour life? How can you search the depths of your soul if youare too busy impressing others, acquiring wealth, protecting yourproperties, and paying your debts? Simplicity is not about the external either: livingin a doghouse, eating in hepatitis joints, wearing rags. Let me define what it is: Simplicity is living from the core of your being.
A TREASURE MAP OF HAPPINESS
Simplicity will point to you where and what and whothe gold is in your life. Let me share with you the seven powerful lessonsI've learned on simple living:
1. LIVE ON LESS, AND DELIGHT IN THEM MORE
Some take their pleasure dining in classyrestaurants, trips to Europe , and owning the latest home theatre-equipment. I'vechosen the simple path: If I can simply be with my wife, or take a quietstroll under a canopy of stars, or play with a child, or read a good book in myhome, or laugh with friends over a pizza, I consider myself richly blessed. Focus on what you have and not on what you don'thave.
2. STOP RUNNING AND WALK INSTEAD
Here's the truth: The person who has covered thegreatest distance does NOT win, but the one who has most enjoyed thejourney does.. Stop running around chasing your own tail! Get off your hurried pace and learn to breathe.Replace doing with being. Learn to say "NO" to invitations, appointments, andcommitments, activities, and events that will rob you of yourfocus. Learn to say "YES" to rest, to tranquility, toquietness.
3. YOU ARE MORE THAN YOUR WEALTH
I own very few things today. Because I am more thanthe brand of my watch, the logo of my shoes, the name of my car. Ibelieve that if in my soul I deeply respect and value myself, people around mewill sense that, and they too, will value and respect me“ whether I'm wearingArmani or not.
You are more than your wealth.
4. AVOID BUYING ON CREDIT
I don't believe in borrowing from credit cards. (Forconvenience, I use one card but I pay the whole amount at the end of eachmonth.) If I need something really bad, I save up for it. Sometimes, at midpoint, I realize I don't reallyneed the darn thing and give up the whole idea.. The only exception Ifeel we should enter into credit is when buying a non-depreciating item, suchas housing or land. I believe we should always live within our earningcapacity.Proverbs 22:7 says, "Those who borrow are slaves ofmoneylenders. "
5. GIVE AS MUCH AS YOU CAN
If I content myself with a P250 shirt instead of aP4,000 Lacoste,I can help others more.Trust me, there is immense pleasure! You will findthat the empty thrill of owning a diamond ring on your finger pales in comparison tothe joy of handing a piece of bread to an orphan child.
"And God is able to make all grace abound to you, sothat in all things at all times,having all that you need, you will abound in everygood work." (2 Corinthians 9:8)
The Old Testament of tithing, or giving 10% of yourincome, is a good guideline to follow.
The New Testament challenges us to give with acheerful heart. (When you're cheerful,you may give more than 10%) Make it a habit.
6. SAVE AS MUCH AS YOU CAN
Saving is essential to being good stewards of themoney that God "lends" to us. Saving is an important way of providing for our future “ both for our needs and to be generous to others. I recommend that you saveat least 10% of your income. I can almost hear you now: "Bo, that's impossible!" Oh yeah? Well, how did you live three years back when your salary was one-halfits present amount?"
Sacrifice. Many of our needs are actually wants. Is cable TV aneed?Will you suddenly die if you can't watch CNN or HBO?Are those new golf clubs essential to your existence?Invest in time deposits, long-term stocks, andhousing.
7. BUDGET, BUDGET, BUDGET!!!
Make a list of all your monthly expenses, accordingto categories. Make also a list of irregular expenses, those that don't comemonthly. Set up another savings account for those expenses and put in a little money eachmonth. To differentiate this from the savings account, we call ours, "freedom account"because it frees us from worrying about them when they attack. And stick to your budget!!!
ONE LAST WORD BEFORE WE CLOSE
Balance!
Don't take living simply to the extremes!!! Living simply doesn't mean living in deprivation!There are special days when my wife and I eat in afancy restaurant.Or when we splurge into a vacation. Very rare, yes, but my point is that you take livingsimply NOTas a rigid goal “ but as a happy process towardsthe goals of generosity, inner peace and holiness!